National Police Check applications require at least three identity documents (totalling 100 points) and can be completed online if eligibility criteria are met, or via post. Early repayment will reduce the total interest payable on the loan. We’ll look at your income and expenses, the total loan amount, and your repayment timeframe (up to 24 months), and work with you to determine if you have the capacity to repay the loan. Borrow up to $3000 for some special purposes such as bond to secure a new property, or for recovery from a natural disaster
Step 1: Complete application form and identity documentation requirements
We may refer you to another provider if we cannot meet your timeframe requirements. Once your loan is submitted to the loan provider, we usually get an assessment decision in hours. If you are 18 years or older, and you meet our other eligibility criteria, you are entitled to apply. The Salvation Army is an accredited provider of the No Interest Loan Scheme by Good Shepherd Australia New Zealand. Renting appliances or getting a quick cash loan may seem like easy options but they’re very costly, with hidden interest rates and extra fees.
No interest loans for vehicles is a specific loan product aimed at helping you buy a car. No Interest Loans are a smart loan option to help you manage your money. Learn about National Police Certificates, an official record of criminal history that may be required for employment, volunteering and licensing purposes. Get in touch about police checks or fingerprinting through our online enquiry form. Check eligibility and apply for a National Police Check online. As a result of the check, you will receive a National Police Certificate via post in line with National Police Check processing times.
Step 1 – Apply online or in-store
You draw down what you need (our minimum redraw is $200) and only pay interest on the total outstanding balance If no interest loans is suitable for you, you will be provided with information on the document requirements and details of how to apply. Depending on how quickly you can provide the requested information, it can take a few days to finalise and submit your loan application.
Step 3: Receive your National Police Certificate
Upon completion of your online National Police Check you will receive a National Police Certificate (PDF) via email. This may be for employment or volunteering purposes. To apply for a National Police Check you will need to provide three identity documents, including one photo ID.
- Once your loan is submitted to the loan provider, we usually get an assessment decision in hours.
- The maximum repayment term for each drawing against the loan is 36 months.
- Cover repairs, rego, tyres or buy a new vehicle with a car loan
Police keep records about your involvement with the criminal justice system, but only certain information can be provided on a police check. From 3 February 2025 it is no longer a requirement to provide a National Police Certificate when you apply for a private security, firearms or armed guard licence. These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred.
Wherever you are, whatever you’re doing, you can now use your compatible phone or wearable2 to make secure, cashless payments. A secure, online place for you to manage your finances, best accessed on your laptop or desktop. All loans are subject to lending criteria and suitability assessment.
Making your day-to-day simple, quick and secure – paying someone, transferring money, managing your cards and bills, all on the go. For example, a Cashies Loan of $4,000 repaid monthly over 3 years would require total repayments of $7,616 ($4,000 principal and $3,616 interest). Use your Cashies https://artsaccessaustralia.org/ Loan for whatever you need from car repair, vet bills and bond payments to holidays, moving costs, school expenses and unexpected bills.
The calculation shown does not account for potential additional fees and charges, such as default or enforcement charges, which may be incurred. Interest is charged at a fixed rate of 48% per annum on the total outstanding balance. Subject to eligibility and lending criteria being met, personal circumstances being assessed and available credit. This means most applicants receive an outcome reasonably quickly although it is not guaranteed. Complete our online form and we’ll get back to you shortly. Our friendly Personal Finance team is based in Australia.They’re here to help with your loan application, assessment, and the management of your loan.
If you are not sure which type of police check you need, ask your employer, or the organisation or person who is requesting the National Police Certificate. You will receive a certificate as a result of a National Police Check. Employers, organisations, and regulators may request that you provide a National Police Certificate. As a result of the check, you will receive a National Police Certificate.
